Built by people who sent the files.

An independent wholesale lender committed to simplifying the mortgage process for brokers nationwide.
Founded
2018
Headquarters
Chatsworth, CA
Licensed in
48 + DC
NMLS
#1734623
Lends through
Brokers only
Underwriting
In-house

A brokerage before it was a lender.

Cake Mortgage Corp. was founded in 2018 by mortgage originators in Chatsworth, California. We started by sending files to wholesale lenders, so we know what a broker waits on: a straight answer on a scenario, conditions that make sense, and someone who picks up the phone.

Today we lend only through brokers: Non-QM, DSCR, and closed-end seconds, underwritten in-house against published guidelines with no overlays.

8
cakes
10
income types
48 + DC
where we lend

See the programs

Four things we hold to on every file.

  1. 1

    Run by originators.

    The founder spent more than 15 years as an originator and brokerage owner before starting Cake. The people setting policy have sent files to wholesale lenders themselves.

  2. 2

    Talk before no.

    A complex scenario is a reason to call, not a reason to decline. Send it before you submit and an account executive tells you which program takes it, or what would have to change.

  3. 3

    No overlays.

    The published guidelines are the rules. Underwriting applies them as written, so what you read in the book is what the file gets judged against.

  4. 4

    Your borrower, your client.

    We lend only through brokers, so we never compete with you for a borrower. The relationship stays yours, and we price and underwrite so you can give them good advice at a good rate.

Names, not a phone tree.

The people who run sales, operations, account management, compliance, and finance. Call (833) 717-0401 and ask for any of them by name.

  • David Abelyan

    President & CEO

  • Andre Yerkanyan

    FVP, Sales

  • Manuk Ashdjian

    VP of Business Enterprise Solutions

  • Rich Mango

    SVP of Operations

  • Arin Baghermian

    SVP, Learning and Development

  • Albert Mardikian

    VP of Account Managers

  • Bryan Snoke

    Director of Compliance & HR

  • Jack Kachanyan

    VP of Finance

Send us the next one.

Request a callback and an account executive calls within 24 hours to walk you through approval.

Already approved? Broker login (opens in a new tab)