Legal disclosures.

Cake Mortgage Corp is committed to ensuring that all applicants receive equal treatment in the mortgage application process. We do not discriminate based on race, color, religion, sex, national origin, familial status, disability, or any other protected characteristic, under federal, state, or local fair housing laws.

We provide reasonable accommodations for individuals with disabilities throughout the mortgage process. Please contact us to discuss any accommodation needs.

We collect personal and financial information necessary to process your mortgage application and provide our services. This includes but is not limited to: personal identification information, employment history, income verification, credit information, and property details.

We may share information with third parties as necessary to process your loan application. This includes but is not limited to: credit reporting agencies, title companies, insurance companies, investors, and regulatory agencies. We do not sell your personal information.

We maintain physical, electronic, and procedural safeguards to protect your personal information. Our systems are regularly updated and monitored to ensure the highest level of security.

Cake Mortgage Corp (NMLS ID #1734623) is licensed to conduct mortgage lending business in multiple states. Licensing information includes:

• NMLS ID. 1734623
• FHA #. 01102-0000-4
• VA Lender ID. 906889
• Licensed in TX, CA, FL, NY, IL, OH, GA, NC, VA, WA + additional states

Full state licensing information available upon request.

All loan officers are licensed through the Nationwide Multistate Licensing System (NMLS). You can verify individual loan officer licenses at www.nmlsconsumeraccess.org.

By accessing and using this website, you agree to be bound by these terms and conditions. This content is for informational purposes only and is not a commitment to lend.

All rates, fees, and loan programs are subject to change without notice. The information displayed is not a commitment to lend and is subject to credit approval, income verification, and property appraisal.

The Annual Percentage Rate (APR) is a measure of the cost of credit expressed as a yearly rate. APR incorporates the interest rate and certain other charges and fees. All APR calculations are estimates and actual rates may vary based on loan terms and creditworthiness.

Within three business days of receiving your mortgage application, we will provide you with a Loan Estimate that details the key terms and estimated costs of your loan. This estimate is valid for 10 business days.

You will receive a Closing Disclosure at least three business days before closing. This document provides final details about your loan terms and closing costs. You have the right to review this document and ask questions before proceeding to closing.