What changed.

Guideline updates, program changes, and notices for partners, newest first.

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Guideline changes and program notices, sent when they post.

  1. General

    Broker Self-Disclosure Requirement Starts August 3, 2026

  2. General

    Happy 4th of July!

    The Cake team will observe a company-wide holiday and be closed on Friday, July 3rd. Normal business operations will resume on Monday, July 6th.

  3. General

    Honoring Juneteenth

    The Cake team will observe a company-wide holiday and be closed on Friday, June 19th. Normal business operations will resume on Monday, June 22nd.

  4. General

    New Jersey PPP is back!

    Effective June 4, 2026, prepayment penalties are once again available on investment property loans in New Jersey when the loan is made directly to an LLC borrower. Please note that this applies only to loans originated in the name of an LLC. Individual borrowers vesting title in an LLC or Corporation are not eligible. The availability of prepayment penalty options can help deliver more competitive pricing and expanded financing solutions for your real estate investor clients.

  5. Promotions

    Spring Specials

    We're kicking off the Spring season with some of our best pricing promotions of the year — available now across our most popular loan types. Whether your borrower is self-employed, an investor, or needs a second, we've got a deal for them. All promotions are valid through April 30, 2026.

  6. Guidelines

    New Guidelines

    New Guidelines have been released for CAKE NON QM, DSCR, and CES Products effective April 1, 2026.

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