Income types

DSCR loans for 1 to 4 unit rentals.

Investors financing a rental on the property’s income, with no employment or tax returns on the application.
Send a scenarioPrograms and matricesGuidelines PDF(opens in a new tab)Get pricing

8 cakes take DSCR, 1 to 4 units.

Every cake with a published matrix for this income type, largest loan first. Open one for its limits and matrix.

What the file needs.

Read the published guidelines for the documentation rules and program requirements.

Read the guidelines (PDF, opens in a new tab)

Check a scenario.

Enter your credit score, LTV or CLTV, and loan amount to find programs to review. Confirm your exact combination in the matrix.

Income or loan type

8 programs to review

These programs meet separate published ranges. Score, LTV and loan amount limits may not apply together. Check the matrix for your exact combination, purpose and property.

  • Coffee Cake640+ · 80% LTV · $3.5MOpen matrix PDF
  • Cup Cake620+ · 85% LTV · $3MOpen matrix PDF
  • Bundt Cake640+ · 85% LTV · $3MOpen matrix PDF
  • Pound Cake660+ · 85% LTV · $3MOpen matrix PDF
  • Sponge Cake620+ · 80% LTV · $3MOpen matrix PDF
  • Velvet Cake660+ · 80% LTV · $3MOpen matrix PDF
  • Cheese Cake680+ · 80% LTV · $3MOpen matrix PDF
  • Funnel Cake640+ · 80% LTV · $2.5MOpen matrix PDF
Price it with an AEDSCR, 1 to 4 units: every cake

Confirm eligibility with the matrix and guidelines before quoting or submitting a file.

Other ways to document income

Have one of these files?

Talk it through with an account executive at (833) 717-0401 before you submit, or apply to become a partner and submit in TPO Connect.

Become a partner(833) 717-0401

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