Income types

P&L only loans.

Self-employed borrowers with a profit and loss statement prepared by a tax professional.
Send a scenarioPrograms and matricesGuidelines PDF(opens in a new tab)Get pricing

8 cakes take P&L only.

Every cake with a published matrix for this income type, largest loan first. Open one for its limits and matrix.

What the file needs.

Read the published guidelines for the documentation rules and program requirements.

Read the guidelines (PDF, opens in a new tab)

Check a scenario.

Enter your credit score, LTV or CLTV, and loan amount to find programs to review. Confirm your exact combination in the matrix.

Income or loan type

5 programs to review

These programs meet separate published ranges. Score, LTV and loan amount limits may not apply together. Check the matrix for your exact combination, purpose and property.

9 counting their Lite and Investor versions

  • Bundt Cakealso Investor660+ · 85% LTV · $3MView matrices
  • Cup Cakealso Investor660+ · 80% LTV · $3MView matrices
  • Funnel Cakealso Lite660+ · 80% LTV · $3MView matrices
  • Coffee Cake Lite680+ · 80% LTV · $3MOpen matrix PDF
  • Sponge Cakealso Lite660+ · 80% LTV · $2.5MView matrices

Try a different search

Price it with an AEP&L only: every cake

Confirm eligibility with the matrix and guidelines before quoting or submitting a file.

Other ways to document income

Have one of these files?

Talk it through with an account executive at (833) 717-0401 before you submit, or apply to become a partner and submit in TPO Connect.

Become a partner(833) 717-0401

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