Foreign national DSCR loans.

Borrowers who live and work outside the United States and buy or refinance US rentals.

Send a scenario Programs and matrices Guidelines PDF Get pricing

6 cakes take foreign national.

Every cake with a published matrix for this income type, largest loan first. Open one for its limits and matrix.

Sponge Cake
660+ · 75% LTV · to $3M
Open matrix PDF
Coffee Cake
680+ · 75% LTV · to $2.5M
No ratio allowed
Open matrix PDF
Bundt Cake
660+ · 70% LTV · to $1.5M
Minimum 1.0 ratio required
Open matrix PDF
Funnel Cake
660+ · 70% LTV · to $1.5M
Minimum 1.0 ratio required
Open matrix PDF
Cheese Cake
700+ · 70% LTV · to $1.5M
Minimum 0.8 ratio required
Open matrix PDF
Cup Cake
700+ · 70% LTV · to $1.5M
No ratio allowed
Open matrix PDF

What the file needs.

Read the published guidelines for the documentation rules and program requirements.

Read the guidelines

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Enter your credit score, LTV or CLTV, and loan amount to find programs to review. Confirm your exact combination in the matrix.

Income or loan type

Credit score

Loan-to-value (%)

Loan amount ($)

No U.S. credit score? Review the foreign national matrix with an AE. This filter compares numeric scores only.

0 programs to review

These programs meet separate published ranges. Score, LTV and loan amount limits may not apply together. Check the matrix for your exact combination, purpose and property.

No programs fall within these search ranges. Ask an account executive to review the file: call (833) 717-0401 or send it over.

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Foreign national: every cake

Confirm eligibility with the matrix and guidelines before quoting or submitting a file.